What is insured under Commercial Insurance?

Business Insurance in Ca

Are you an entrepreneur? Then you must be knowing about Commercial Insurance. Not yet! Well, commercial insurance is business insurance that you take from a commercial insurance agency. It is a must for your business. It covers your business against the loss arising from damage to the property, injury to the employees, and covering public liability or employer's liability. There are many commercial insurance agencies in California; click here to get in touch with the best CA today!

While speaking to many business owners, we realized that there is yet much ambiguity regarding the understanding of what exactly is covered under commercial insurance. This blog uncovers that for you. Sit back and read.

Types of Commercial Insurance:

The first and foremost aspect to understand is that there are many different types of commercial insurance provided by agencies, and the coverage under each differs. Let's explore each of them:

1. Shopkeeper's Insurance:

This insurance is best for retail shop owners. This insurance would generally cover damages occurring from:

• Fire and Allied Perils

• Burglary and housebreaking

• Machinery breakdown

• Personal accident

2. Transit Insurance

This commercial insurance is generally taken when you need to transport goods from one place to another. The following goods transported over land are covered under it:

• Packaging material

• Manufactured goods

• Raw materials

3. Liability Insurance

This commercial insurance protects business owners from the risk of being caught legally and held liable for injury to the employee and attached legal costs. This insurance will cover the treatment costs and as well the legal fees, if any.

4. Office Package Insurance

This commercial insurance covers everything under the roof of your business in terms of infrastructure. Any damage arising from fire, theft, burglary, earthquake, etc., is covered except damages arising from a war-like situation and illegal activity.

 


Location: Arcadia, CA 91006, USA

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